Data
How much electricity does a heat pump use? By month and by year
How many kWh of electricity a heat pump uses in a family house month by month, what it costs, why winter takes the most, how house size matters and how much less it uses with underfloor heating.
Published October 24, 2026

A heat pump in a family house uses about 5,799 kWh of electricity a year. At $0.18 per kWh, that is $1,044 a year, $87 a month on average. It is far from even, though: in the coldest month it uses 1,383 kWh for $249, and in summer, when it only heats water, around 53 kWh.
- Heat for the house
- Electricity for the heat pump
December
- Heat for the house3,654
- Electricity for the heat pump1,250
The calculator's starting house, an air-to-water heat pump on radiators at 55 °C (131 °F), the weather of a representative year (Kansas City).
| Month | Heat (kWh) | Electricity (kWh) | COP | Electricity cost |
|---|---|---|---|---|
| January | 3,792 | 1,377 | 2.8 | $248 |
| February | 3,513 | 1,383 | 2.5 | $249 |
| March | 1,334 | 384 | 3.5 | $69 |
| April | 1,402 | 395 | 3.5 | $71 |
| May | 281 | 71 | 4.0 | $13 |
| June | 242 | 59 | 4.1 | $11 |
| July | 248 | 57 | 4.3 | $10 |
| August | 248 | 53 | 4.7 | $10 |
| September | 270 | 65 | 4.1 | $12 |
| October | 630 | 149 | 4.2 | $27 |
| November | 1,926 | 555 | 3.5 | $100 |
| December | 3,654 | 1,250 | 2.9 | $225 |
| Whole year | 17,540 | 5,799 | 3.0 | $1,044 |
Why winter takes the most
In winter the house needs the most heat, and the heat pump works at its worst. It draws heat from cold outdoor air and has to lift it to a higher water temperature. In the coldest month (February) it makes only 2.5 kWh of heat from a kWh of electricity, against 4.7 kWh in its best month. The three heaviest months take 69% of the whole year's electricity. Below −10 °C (14 °F), a backup electric heater takes a growing share of the work, and it makes only a kWh of heat from a kWh of electricity. In the example it uses 212 kWh, 3.6% of the year.
Over the whole year the heat pump makes 3.0 kWh of heat from each kWh of electricity. That is the seasonal COP, and it gives a quick estimate without the calculator: divide the yearly heat need by the seasonal COP.
How much for a bigger or smaller house
| Heat for the rooms (kWh/year) | Electricity (kWh/year) | Cost a year | Average a month | Highest month (kWh) |
|---|---|---|---|---|
| 6,000 | 2,903 | $522 | $44 | 623 |
| 10,000 | 4,247 | $764 | $64 | 975 |
| 15,000 | 5,927 | $1,067 | $89 | 1,417 |
| 20,000 | 7,607 | $1,369 | $114 | 1,859 |
The rows are examples, from a smaller, well-insulated house to a large or poorly insulated one. Electricity use grows almost in step with the heat need; hot water is the same in every row.
Underfloor heating or radiators
| Heating | Seasonal COP | Electricity (kWh/year) | Cost a year |
|---|---|---|---|
| Underfloor heating, water at 35 °C (95 °F) | 3.8 | 4,635 | $834 |
| Low-temperature radiators, 45 °C (113 °F) | 3.4 | 5,141 | $925 |
| Radiators, 55 °C (131 °F) | 3.0 | 5,799 | $1,044 |
The cooler the water the heating needs, the less the heat pump has to work. With underfloor heating the seasonal COP is 3.8 instead of 3.0, and the house uses 1,164 kWh less, $210 a year.
How to use less
- Keep the water as cool as possible. Weather compensation sets the water temperature by the outdoor temperature. Every extra degree costs electricity.
- Hot water. Heating water hotter than you need lowers the COP all year, in summer too.
- Insulation and tight windows. A smaller heat need cuts the electricity almost in the same proportion.
- A heat pump of the right size. One that is too small leaves more work to the backup heater in a cold snap; one that is too big switches on and off often.
- The rate. Compare electricity plans for heat pumps including fixed charges, not only the price per kWh.
Enter your own house, gas use and heat pump quote in the heat pump calculator. Whether a heat pump pays off against gas is compared in Heat pump or gas furnace.
Work it out for yourself
Heat Pump Payback Calculator
Related articles
- Comparison
Heat pump or gas furnace: when does a heat pump pay off?
When a heat pump saves against gas heating, why the electricity-to-gas price ratio and the COP decide, and how it works out in the US and 8 European countries.
- Data
Do solar panels pay off? Payback in the US and Europe
How many years rooftop solar takes to pay back in the US and 8 European countries, how much of the power you use yourself and what shortens the wait.
- Comparison
Electric or gas car at 12,000 miles a year?
What running an electric and a gas car costs a month at today’s prices, how long the electric car’s higher price takes to pay back and how charging at home and mileage change it.
Data sources
- EIA, Electric Power Monthly, table 5.6.A
- European Commission JRC, PVGIS 5.3 (hourly radiation 2005–2023)
The article is for information only and is not financial, tax or legal advice. The numbers come straight from the sources above and change when they are updated.